PERSONAL SAVINGS ACCOUNTS
Build a strong financial future with savings accounts designed for every stage of life.
Experience the simplicity and reliability of our Passbook Savings Account, designed to help you steadily grow your savings while keeping your finances easily accessible.
- Minimum Daily Balance: $10
- Monthly Service Charge: $0.00
- Transaction Fee: None
- Pays Interest: Quarterly
BENEFITS:
- Accessible: Enjoy low minimum balances and fees, making saving easier.
- Peace of Mind: The FDIC protects your deposits, keeping your money safe.
- Competitive Interest Rates: Grow your savings with competitive interest rates.
Secure your savings with the stability and guaranteed return of our Certificates of Deposit (CD). Enjoy fixed interest rates with a range of terms.
BENEFITS:
- Fixed Interest Rates: Earn a guaranteed rate of return throughout the term of your CD.
- No Monthly Fees: Keep your earned interest with no hidden fees.
- Automatic Renewal: Enjoy the convenience of automatic renewal options at maturity.
Plan for a comfortable retirement with our Individual Retirement Accounts (IRA), which offer valuable tax advantages and competitive interest rates.
2025 IRA Contribution Limits: $7,000 below age 50 | $8,000 ages 50+
BENEFITS:
- Tax Advantages: Enjoy tax-deferred growth with a Traditional IRA or tax-free withdrawals with a Roth IRA.
- Flexible Contributions: You can contribute up to the annual limit set by the IRS, allowing you to take control of your retirement planning and build your retirement fund at your own pace.
- Security: Build a robust retirement fund with the safety and security of FDIC insurance.