PERSONAL CHECKING ACCOUNTS
Choose from a variety of checking accounts tailored to fit your financial needs.
Your Free Checking Account
A Sidney Federal Savings & Loan Checking account is perfect for those seeking a no maintenance fee, worry-free banking. Enjoy all the essentials for everyday banking.
- $100 minimum deposit to open
- No minimum balance required
Standard Features
- No monthly maintenance fee*
- Unlimited check writing
- Online statements only*
- Free Debit Card
- Free ATM use** (at Sidney Federal ATM)
- Access to Online/Mobile banking
Additional Fees / Info
*Online Statements only (Printed Statements are not provided by Sidney Federal Savings and Loan). Online statement delivery, high speed Internet and a valid email address are required.
**No foreign ATM fees apply; however, fees charged by the ATM owner may still apply.
Your No-Hassle Account
A Sidney Federal Savings & Loan Checking account is perfect for those seeking straightforward, worry-free banking. Enjoy all the essentials for everyday banking.
- Minimum Balance: $150.00
- Maintenance Fee: A monthly service fee of $5.00 is charged to the account only if the balance falls below $150.00.
FEATURES:
- Free Visa® debit card
- Access to Online/Mobile banking
- ATM Fees: No foreign ATM fees apply; however, fees charged by the ATM owner may still apply.
- Unlimited Check Writing: Write as many checks as you need, with no restrictions.
A Sidney Federal Savings & Loan Money Market Checking Account Secures your financial future, combining the benefits of a savings account with the flexibility of a checking account. Enjoy higher interest rates along with check-writing and debit card privileges.
- Minimum Balance: $500.00*
- Maintenance Fee:A monthly service fee of $5.00 is charged to the account only if the balance falls below $500.00.
*Accounts that fail to maintain minimum balance will not accrue interest
BENEFITS:
- Higher Interest Rates: Maximize your earnings with tiered interest rates.
- Pays Interest: Monthly
- Liquidity: Easily access your funds while continuing to earn competitive interest.
- Access to Online/Mobile banking
Your Interest-Bearing Checking Account
A Sidney Federal Savings & Loan interest-bearing checking account with a personal touch. If you maintain a higher balance or want to make your money work harder while enjoying easy access, our NOW Checking account offers the flexibility of a checking account with the earning power of a savings account.
- Minimum Balance: $250.00*
- Maintenance Fee: A monthly service fee of $5.00 is charged to the account only if the balance falls below $250.00.
*Accounts that fail to maintain minimum balance will not accrue interest
FEATURES:
- Free Visa® debit card
- Access to Online/Mobile banking
- ATM Fees: No foreign ATM fees apply; however, fees charged by the ATM owner may still apply.
- Unlimited Check Writing: Write as many checks as you need if you maintain a daily balance of $1000.