PERSONAL CHECKING ACCOUNTS
Choose from a variety of checking accounts tailored to fit your financial needs.
Your No-Hassle Account
A Sidney Federal Savings & Loan Checking account is perfect for those seeking straightforward, worry-free banking. Enjoy all the essentials for everyday banking.
- Minimum Balance: $100.00
- Maintenance Fee: A monthly service fee is charged to the account only if the balance falls below $300.00. ($3.00 for $150-$299, $5.00 for below $150)
FEATURES:
- Free Visa® debit card
- ATM Fees: No foreign ATM fees apply; however, fees charged by the ATM owner may still apply.
- Unlimited Check Writing: Write as many checks as you need, with no restrictions.
A Sidney Federal Savings & Loan Money Market Checking Account Secures your financial future, combining the benefits of a savings account with the flexibility of a checking account. Enjoy higher interest rates along with check-writing and debit card privileges.
- Minimum Opening Balance: $1,000.00
- Maintenance Fee: with no monthly maintenance fees as long as you maintain a minimum balance of $1,000.
BENEFITS:
- Higher Interest Rates: Maximize your earnings with tiered interest rates.
- Pays Interest: Monthly
- Liquidity: Easily access your funds while continuing to earn competitive interest.
Your Interest-Bearing Checking Account
A Sidney Federal Savings & Loan interest-bearing checking account with a personal touch. If you maintain a higher balance or want to make your money work harder while enjoying easy access, our NOW Checking account offers the flexibility of a checking account with the earning power of a savings account.
- Minimum Opening Balance: $100.00
- Maintenance Fee: with no monthly maintenance fees as long as you maintain a minimum balance of $1,000.
FEATURES:
- Free Visa® debit card
- ATM Fees: No foreign ATM fees apply; however, fees charged by the ATM owner may still apply.
- Unlimited Check Writing: Write as many checks as you need if you maintain a daily balance of $1000.