<?xml version="1.0" encoding="UTF-8"?>
<!-- This sitemap was dynamically generated on April 3, 2026 at 11:59 AM by All in One SEO Pro v4.9.4.2 - the original SEO plugin for WordPress. -->

<?xml-stylesheet type="text/xsl" href="https://www.sidneyfederal.com/default-sitemap.xsl"?>

<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
	<channel>
		<title>Sidney Federal</title>
		<link><![CDATA[https://www.sidneyfederal.com]]></link>
		<description><![CDATA[Sidney Federal]]></description>
		<lastBuildDate><![CDATA[Wed, 11 Feb 2026 23:50:56 +0000]]></lastBuildDate>
		<docs>https://validator.w3.org/feed/docs/rss2.html</docs>
		<atom:link href="https://www.sidneyfederal.com/sitemap.rss" rel="self" type="application/rss+xml" />
		<ttl><![CDATA[60]]></ttl>

		<item>
			<guid><![CDATA[https://www.sidneyfederal.com/about-us/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/about-us/]]></link>
			<title>About Us</title>
			<pubDate><![CDATA[Wed, 11 Feb 2026 23:50:56 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/education/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/education/]]></link>
			<title>Education</title>
			<pubDate><![CDATA[Tue, 10 Feb 2026 08:09:37 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/locations/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/locations/]]></link>
			<title>Locations</title>
			<pubDate><![CDATA[Tue, 10 Feb 2026 08:07:55 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/about/terms-of-use/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/about/terms-of-use/]]></link>
			<title>Terms of Use</title>
			<pubDate><![CDATA[Tue, 10 Feb 2026 07:08:16 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/business/ag-loans/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/business/ag-loans/]]></link>
			<title>Ag Loans</title>
			<pubDate><![CDATA[Sat, 07 Feb 2026 16:55:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/online-banking/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/online-banking/]]></link>
			<title>Online Banking</title>
			<pubDate><![CDATA[Sat, 07 Feb 2026 15:59:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/business/business-services/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/business/business-services/]]></link>
			<title>Business Services</title>
			<pubDate><![CDATA[Sat, 07 Feb 2026 15:23:46 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/checking-accounts/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/checking-accounts/]]></link>
			<title>Checking Accounts</title>
			<pubDate><![CDATA[Sat, 07 Feb 2026 14:38:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/contact-us/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/contact-us/]]></link>
			<title>Contact Us</title>
			<pubDate><![CDATA[Sat, 07 Feb 2026 14:33:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/our-news/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/our-news/]]></link>
			<title>Our News</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 18:33:46 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/]]></link>
			<title>Home</title>
			<pubDate><![CDATA[Sat, 07 Feb 2026 14:25:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/card-services/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/card-services/]]></link>
			<title>Card Services</title>
			<pubDate><![CDATA[Thu, 26 Mar 2026 17:59:11 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/business/business-accounts/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/business/business-accounts/]]></link>
			<title>Business Accounts</title>
			<pubDate><![CDATA[Wed, 19 Nov 2025 16:44:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/safe-deposit-boxes/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/safe-deposit-boxes/]]></link>
			<title>Safe Deposit Boxes</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:41:41 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/trust-services/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/trust-services/]]></link>
			<title>Trust Services</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:39:39 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/business-credit-cards/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/business-credit-cards/]]></link>
			<title>Business Credit Cards</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:37:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal-credit-cards/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal-credit-cards/]]></link>
			<title>Personal Credit Cards</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:27:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/mortgage-loans/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/mortgage-loans/]]></link>
			<title>Mortgage Loans</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:25:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/mobile-banking/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/mobile-banking/]]></link>
			<title>Mobile Banking</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:19:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/business/business-loans/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/business/business-loans/]]></link>
			<title>Business Loans</title>
			<pubDate><![CDATA[Mon, 24 Nov 2025 20:07:30 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/savings-accounts/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/savings-accounts/]]></link>
			<title>Savings</title>
			<pubDate><![CDATA[Mon, 02 Feb 2026 14:27:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wires/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wires/]]></link>
			<title>Wires</title>
			<pubDate><![CDATA[Fri, 21 Nov 2025 19:15:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/design-library/icon-desings-2/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/design-library/icon-desings-2/]]></link>
			<title>Icon Designs 2</title>
			<pubDate><![CDATA[Thu, 21 Aug 2025 19:00:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-eConsent_Deposit-Terms-and-Conditions-2.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-eConsent_Deposit-Terms-and-Conditions-2.pdf#new_tab]]></link>
			<title>OAO-eConsent</title>
			<pubDate><![CDATA[Fri, 21 Feb 2025 20:24:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/about/sms-textmessaging/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/about/sms-textmessaging/]]></link>
			<title>SMS Text Messaging Terms of Use</title>
			<pubDate><![CDATA[Fri, 06 Feb 2026 18:41:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/calculators/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/calculators/]]></link>
			<title>Calculators</title>
			<pubDate><![CDATA[Fri, 06 Feb 2026 17:39:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/by-location/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/by-location/]]></link>
			<title>By Location</title>
			<pubDate><![CDATA[Thu, 26 Jun 2025 14:27:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/making-a-difference/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/making-a-difference/]]></link>
			<title>Making a Difference</title>
			<pubDate><![CDATA[Sat, 28 Jun 2025 14:03:38 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/mobile-privacy/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/mobile-privacy/]]></link>
			<title>Mobile Privacy Statement</title>
			<pubDate><![CDATA[Mon, 31 Mar 2025 20:12:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/careers/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/careers/]]></link>
			<title>Careers</title>
			<pubDate><![CDATA[Fri, 28 Mar 2025 14:18:48 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Premier-Checking_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Premier-Checking_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></link>
			<title>OAO Premier Checking</title>
			<pubDate><![CDATA[Fri, 21 Feb 2025 20:22:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Passbook-Savings_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Passbook-Savings_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></link>
			<title>OAO Passbook Savings</title>
			<pubDate><![CDATA[Fri, 21 Feb 2025 20:21:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Money-Market_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Money-Market_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></link>
			<title>OAO Money Market</title>
			<pubDate><![CDATA[Fri, 21 Feb 2025 20:20:48 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Freedom-Checking_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Freedom-Checking_Deposit-Terms-and-Conditions-8.pdf#new_tab]]></link>
			<title>OAO Freedom Checking</title>
			<pubDate><![CDATA[Fri, 21 Feb 2025 20:18:02 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Eagle-Checking_Deposit-Terms-and-Conditions-9.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/02/OAO-Eagle-Checking_Deposit-Terms-and-Conditions-9.pdf#new_tab]]></link>
			<title>OAO Eagle Checking</title>
			<pubDate><![CDATA[Fri, 21 Feb 2025 20:16:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/elkhorn-valley-investments/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/elkhorn-valley-investments/]]></link>
			<title>Elkhorn Valley Investments</title>
			<pubDate><![CDATA[Thu, 16 Jan 2025 16:19:07 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/about/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/about/]]></link>
			<title>About</title>
			<pubDate><![CDATA[Mon, 20 May 2024 19:15:39 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/01/EVB_RateSheet-Consumer-1.7.2025.pdf]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/01/EVB_RateSheet-Consumer-1.7.2025.pdf]]></link>
			<title>Consumer Rates</title>
			<pubDate><![CDATA[Mon, 06 Jan 2025 20:33:11 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/personal-accounts/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/personal-accounts/]]></link>
			<title>Personal Accounts</title>
			<pubDate><![CDATA[Wed, 11 Sep 2024 18:04:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/]]></link>
			<title>Personal</title>
			<pubDate><![CDATA[Wed, 11 Sep 2024 17:53:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/financial-services/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/financial-services/]]></link>
			<title>Financial Services</title>
			<pubDate><![CDATA[Wed, 11 Sep 2024 17:29:26 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2024/11/OAO-ACH-External-Transfer.pdf]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2024/11/OAO-ACH-External-Transfer.pdf]]></link>
			<title>ACH External Transfer</title>
			<pubDate><![CDATA[Wed, 06 Nov 2024 14:11:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/switch-kit/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/switch-kit/]]></link>
			<title>Switch Kit</title>
			<pubDate><![CDATA[Mon, 25 Nov 2024 20:31:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/tod/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/tod/]]></link>
			<title>Teller On Demand (TOD)</title>
			<pubDate><![CDATA[Mon, 25 Nov 2024 20:21:13 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2024/06/Internet-Banking-Agreement-Online-10.15.19.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2024/06/Internet-Banking-Agreement-Online-10.15.19.pdf#new_tab]]></link>
			<title>Internet Banking Agreement</title>
			<pubDate><![CDATA[Mon, 24 Jun 2024 14:07:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2024/06/Privacy-Statement-2016.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2024/06/Privacy-Statement-2016.pdf#new_tab]]></link>
			<title>Privacy Statement</title>
			<pubDate><![CDATA[Mon, 24 Jun 2024 14:01:36 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/01/EVB_RateSheet-Commercial-1.7.2025.pdf.pdf#new_tab]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/wp-content/uploads/2025/01/EVB_RateSheet-Commercial-1.7.2025.pdf.pdf#new_tab]]></link>
			<title>Commercial Rates</title>
			<pubDate><![CDATA[Mon, 06 Jan 2025 20:32:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/business/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/business/]]></link>
			<title>Business</title>
			<pubDate><![CDATA[Fri, 21 Jun 2024 17:07:08 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/personal/personal-loans/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/personal/personal-loans/]]></link>
			<title>Personal Loans</title>
			<pubDate><![CDATA[Fri, 06 Feb 2026 17:36:33 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://www.sidneyfederal.com/design-library/card-layouts/]]></guid>
			<link><![CDATA[https://www.sidneyfederal.com/design-library/card-layouts/]]></link>
			<title>Card Designs</title>
			<pubDate><![CDATA[Fri, 04 Aug 2023 10:42:40 +0000]]></pubDate>
		</item>
				</channel>
</rss>
